Financial Planning, Singapore
PromiseLand Independent Pte Ltd

Financial Planning in Singapore As Part of Life Planning

Financial planning focuses on financial goals and how best to meet them. However, since almost every part of one's life has financial implications, this is just a piece of the larger life planning that goes through many stages from starting work, family to retirement period.



Planning for Investments

Investment planning is about making the right investment decisions and taking the necessary actions that will grow the value of the assets you own. Investing no doubt entails risk because of market volatility. The extent and characteristics of such fluctuations vary with assets classes. But with proper advice and guidance, we can help you make volatility work to your advantage. By taking calculated risks with professional guidance, you will achieve asset growth in real terms over the long term.

Life Insurance Planning

As the name states, you get life-long protection. You pay premiums throughout your life but can choose to pay for a selected period with some plans, called limited pay life. The whole life policy will pay the sum insured and any bonuses you have built up when you die or become totally and permanently disabled. When choosing whole life policies, great care must be taken to consider the guaranteed death benefits, projected death benefits and the guaranteed and projected cash surrender value vis-à-vis the premiums.

From the financial planning viewpoint in Singapore, a whole life is a definite "sure-to-claim" policy since death is certain, and it is recommended for this reason and for estate planning [getting a sum of money to pay for final expenses and any estate duty, or to make a gift (bequest) to loved ones or charity].

TYPE OF INSURANCE PRODUCTS OFFERED

LIFE INSURANCE

• Term Life Insurance Plans - a) Level Term b) Mortgage Reducing / Decreasing Term c) Disability Income Plans
• Whole Life Insurance Plans - a) Participating b) Non-participating c) Investment Link (ILP)
• Endowment Savings Plans - a) Single Premium b) Regular Premium c) Anticipated coupon d) Investment-link (ILP)
• Medical Insurance / Hospital & Surgical Insurance Plans - a) Medisave Approved Plans b) Private Medical Insurance c) International Medical Insurance
• Elder Care Insurance Plans - a) Eldershield
• Specialized Insurance Plans - a) Lady Care Insurance b) Cancer Care Insurance c) Personal Accident Insurance
• Annuities

GROUP EMPLOYEE BENEFITS (GEB) INSURANCE Group Term Life Insurance Group Disability Income Insurance Group Critical Illness Insurance Group Personal Accident Insurance Group Hospital & Surgical Insurance Group Major Medical Insurance Group Clinical Outpatient & Specialist Insurance Group Dental Insurance Group Travel Insurance Foreign Worker Medical Insurance (FWMI)

GENERAL INSURANCE Personal General Insurance Car / Motorbike Vehicle Insurance Travel Insurance Home Fire and Public Liability or Householder All Risk Insurance Maid Insurance Personal Accident Insurance Hospital Cash Insurance Golfer's Insurance Corporate / Commercial General Insurance Commercial Property Fire and Public Liability Insurance Commercial Vehicle Insurance Workmen Injury Compensation Insurance (WICA) Fidelity Guarantee Insurance / Crime Insurance Machinery All Risk Insurance Marine Cargo Insurance Project Insurance / Contractors All Risk Insurance Workers Security Bond Directors and Officers Liability (D & O) Professional Indemnity Insurance Product Liability Insurance Marine Hull Insurance Project Insurance Bond Credit Insurance Event Insurance Burglary Insurance Information Technology Liability Insurance

Exclusive Wealth Management Services

Promiseland Independent is a Singapore-based Independent Wealth Manager that offers high networth individuals, executives and business owners personalised wealth management services tailored to your individual needs. We offer services like:

• Protection of Wealth
• Investments
• Leaving a Legacy
• Estate Planning
• B2B tie-ups

Licensed as Independent financial planning advisers in Singapores, we have a strong network of service and product providers, platform providers and professional consultants to deliver comprehensive and holistic private wealth management services and products.

We are able to assist you with:

• Protection of Wealth
• Investments
• Leaving a Legacy
• Estate Planning
• Philanthropy
• B2B Business Tie-ups With Regional Wealth Managers
• Corporate Pensions

PRODUCT PROVIDERS SUPPORTING PROMISELAND INDEPENDENT

LIFE INSURANCE - Personal Insurance & Group Insurance

• American International Assurance Company Limited (AIA)
• AVIVA Ltd
• AXA Life Insurance Singapore Pte Ltd
• HSBC Insurance (Singapore) Pte Ltd
• International Medical Insurers Pte Ltd (IMI)
• InterGlobal Insurance Co Ltd (Singapore Branch)
• Manulife (Singapore) Pte Ltd
• NTUC Income Insurance Co-operative Ltd
• Tokio Marine Life Insurance Singapore Ltd
• Friends Provident International Ltd
• Transamerica Life Bermuda Ltd
• Zurich International Life Ltd

GENERAL INSURANCE - Individual, Car & Corporate Insurance

• ACE Insurance Ltd
• Allianz Insurance Company of Singapore Pte Ltd
• AXA Insurance Singapore Pte Ltd
• Chartis Singapore Insurance Pte Ltd
• China Taiping Insurance (Singapore) Pte Ltd
• Coface Singapore
• EQ Insurance Companu Ltd
• Etiqa Insurance Berhad
• Federal Insurance Company
• First Capital Insurance Ltd
• HSBC Insurance (Singapore) Pte Ltd
• India International Insurance Pte Ltd
• Liberty Insurance Pte Ltd
• Lloyd's Asia Pte Ltd
• Lonpac Insurance Berhad
• MSIG Insurance (Singapore) Pte Ltd
• NTUC Income Insurance Co-operative Ltd
• Overseas Assurance Corporation Ltd
• QBE Insurance (International) Ltd
• Royal & Sun Alliance Insurance Plc
• SHC Capital Ltd
• Shipowner's Asia Pte Ltd
• Tenet Insurance Company Ltd
• Tokio Maine Insurance Singapore Ltd
• United Overseas Insurance Ltd

INVESTMENTS - Mutual Funds & Hedge Funds
Via iFast Financial & Navigators (Aviva) & Royal Skadia, we have access to retail mutual & hedge funds locally and overseas. Below are a list of locally recognized fund asset management companies.

• Aberdeen Asset Management Asia Limited
• AllianceBerstein (Singapore) Ltd
• Allianz Global Investors Singapore Ltd (PIMCO)
• Amundi Singapore Ltd
• APS Asset Management
• AXA Wealth Management Singapore Pte Ltd
• Aviva Investors Asia Pte Ltd
• Barclays Capital Funds Solution
• Blackrock Investment Management Ltd
• BNP Paribas Investment Partners
• Deutsche Asset Management (DWS)
• DBS Asset Management
• Franklin Templeton Investments (FTIF)
• Fidelity FIL Investment Management (Singapore) Ltd
• First State Investments (Singapore)
• Fullerton Fund Management Company Ltd
• HSBC Global Asset Management (Singapore) Ltd (HGIF)
• Henderson Global Investors (Singapore) Ltd
• ING Investment Management
• J P Morgan Asset Management
• Legg Mason Asset Management Singapore Pte Ltd
• Lion Global Investors Ltd
• Manulife Asset Management (Singapore) Pte Ltd
• MAN Investments Ltd
• Prudential Asset Management (S) Ltd
• Phillip Capital Management
• Pinebridge Investments Singapore Ltd
• Russell Investments Ltd
• Schroder Investment Management
• UBS Global Asset Management (Singapore) Ltd
• UOB United Asset Management

Below are a list of asset managers that offer restricted or hedge funds for sophisticated investors.

• Brandeaux Funds Limited
• Fullerton Fund Management Company Ltd
• Jupiter Investment Management Group
• MAN Investments Ltd
• SHK Fund Management
• Platinum Capital Management Ltd
• Premier Group
• The Synergy Partnership

For more information on our range of products and services, or to have a personal discussion with our financial planning advisers in Singapore, visit out website at www.promiseland.com.sg

Please note that all fields followed by an asterisk must be filled in. First Name* First Name* E-mail Address* E-mail Address* Business Phone* Business Phone* Street Address Enquiry

We Love to Hear from You!

Do you have feedback or comments for us? Share it! We love to hear from our visitors :)

Also, we will share updates about our company here. So do check back for updates!

Enter Your Title

Tell Us What You Think! [ ? ]

Close Help Entering your story is easy to do. Just type!... Your story will appear on a Web page exactly the way you enter it here. You can wrap a word in square brackets to make it appear bold. For example [my story] would show as my story on the Web page containing your story. TIP: Since most people scan Web pages, include your best thoughts in your first paragraph.

Upload 1-4 Pictures or Graphics (optional) [ ? ]

Close Help Do you have some pictures or graphics to add? Great! Click the button and find the first one on your computer. Select it and click on the button to choose it. Then click on the link if you want to upload up to 3 more images.

Add a Picture/Graphic Caption (optional) 

Click here to upload more images (optional)

Add a Picture/Graphic Caption (optional) 

Add a Picture/Graphic Caption (optional) 

Add a Picture/Graphic Caption (optional) 

Author Information (optional)

To receive credit as the author, enter your information below.

Your Name	(first or full name)
Your Location	(ex. City, State, Country)

Submit Your Contribution

Check box to agree to these submission guidelines.

(You can preview and edit on the next page)

Click here to see the rest of the form and complete your submission.

News & Discussions

Click below to see contributions from other visitors to this page...